COMMERCIAL INSURANCE

Independent. Multi-carrier. Tuned to your industry and your risk.

Businesses

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Carriers

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Reviews

Auto Insurance✦ Homeowners Insurance✦ Renters Insurance✦ Life & Health Insurance✦ Commercial Property Insurance✦ Commercial General Liability Insurance✦ Business Auto Insurance✦ Workers' Compensation✦

Five Lines,
Fully Managed.

From a single storefront to a multi-state operation — we build commercial policies that fit your industry, your risk profile, and your cash flow. Five core lines, one independent agent.

Commercial Property Insurance

Protect the building, contents, equipment, and inventory your business depends on. Commercial property coverage pays to repair or rebuild after fire, wind, hail, theft, and other covered losses — and replaces lost income while you recover. Most Omaha businesses bundle this with general liability into a Business Owner’s Policy for broader protection and multi-policy savings.

Commercial General Liability Insurance

Defend your business against bodily injury, property damage, and advertising injury claims from customers, vendors, and visitors. General liability is the foundation of most commercial insurance programs — and the coverage most leases, client contracts, and licenses require you to carry. We compare CGL options across multiple carriers to match your industry and exposure.

Workers' Compensation

Required for Nebraska businesses with one or more employees. Workers’ compensation covers medical care, lost wages, disability benefits, and rehabilitation for employees injured on the job — and protects your business from related lawsuits. We help Omaha businesses stay compliant with Nebraska law while keeping premiums tied to actual industry risk.

COMMERCIAL AUTO INSURANCE

Cover the vehicles your business owns, leases, or operates — from a single work truck to a full fleet. Business auto insurance protects against bodily injury, property damage, theft, and collisions involving company vehicles. It also extends coverage to employees driving personal or rented vehicles for work, which most personal auto policies exclude.

Professional Liability Coverages

Protect your business from risks tied to professional services, workplace claims, cyber incidents, and leadership decisions. This coverage category can include Employment Practices Liability (EPLI), Cyber Liability, Errors & Omissions, and Directors & Officers insurance, helping businesses manage exposures that may not be covered under standard property or general liability policies.

We've Written Policies in Every Industry in Omaha.

Construction & trades

180+ contractors covered

Restaurants & food service

90+ businesses

Healthcare & dental

120+ practices

Retail & ecommerce

200+ shops

Professional services

150+ firms

Trucking & logistics

80+ fleets

Manufacturing

60+ operations

Real estate & property

110+ owners

Backed By 30+
Top Rated Carriers

Access reliable coverage from 30+ trusted insurance carriers serving Omaha residents and businesses.

Customer Reviews

    
 
 
         
   Tim Davlin 
 
 
 
 Trustindex verifies that the original source of the review is Google. “I worked with an Agent by the name of Melody Derry and she was professional, polite, patient, knowledgeable, responsive and friendly in a professional manner. She was the only Insurance Agent that asked all the right questions she needed to get me thorough and timely quotes on my automobiles and home. I would recommend Melody to anyone who would ask me for a name of an Insurance Agent that I trust and would do a great job for them.”
  
 
        
   Aslynn Connolly 
 
 
 
 Trustindex verifies that the original source of the review is Google. If you are looking for a new insurance agent PLEASE talk to Jordan Wells. ever since I started the process, he has been nothing but understanding, helpful and accommodating for me. From the beginning, he discussed all of the options in my many questions with no hesitation. in stressful situations, he has been there to calmly help and give me real solutions. He is always available and always answers calls and texts very promptly. He has seriously been a breath of fresh air for me.
  
 
        
   Kayla Rau 
 
 
 
 Trustindex verifies that the original source of the review is Google. Called in based on the reviews, and it definitely lived up to the hype. Melody is the one to talk to! She mentioned she typically likes to give her account managers a few days for quoting, but she got back to me even faster than expected. She and her team are truly awesome!
  
 
        
   Patrick Savage 
 
 
 
 Trustindex verifies that the original source of the review is Google. Zach has managed my insurance for my business for years and I have never been let down. The absolute best in the business and I can’t recommend them enough!!!
  
 
        
   Sandy Johnson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mary is the best Agent I have ever had. She so good at her job and communication.  Very lucky to have her as my agent.
  
 
        
   Doug Finley 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mary Lamb (my agent) has been the most professional and diligent agent I have ever had. She is responsive at all times and has always been very easy to talk with and get a hold of too. If you ever want a trustworthy and competent agent, she will definitely fit that bill.
  
 
        
   Rose Moore (Anderson US) 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mary - As always exceptional, professional, and you KNOW your stuff!  You are awesome!
  
 
        
   Lori Sofio 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mary is the Absolute Best I have ever done Insurance Services with! She is always so professional and friendly! She is the very Reason I have, and continue to do Business with Omaha Insurance Services!!
  
 
        
   John Winkler 
 
 
 
 Trustindex verifies that the original source of the review is Google. My family utilizes Omaha Insurance Services for all of our home, auto, boat and recreational vehicles insurance needs.  Customer service is unparalleled and they are uber responsive to any communication.  Mary is the absolute best!!!!!