COMMERCIAL AUTO INSURANCE IN OMAHA, NE

Since 1994, Omaha Insurance Services has helped businesses protect the vehicles they rely on every day. Based in Omaha, NE, we serve California and many other states, working with multiple carriers to help businesses compare coverage options based on their operations, fleet size, drivers, and overall risk exposure.

Years

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Reviews

Auto Insurance✦ Homeowners Insurance✦ Renters Insurance✦ Life & Health Insurance✦ Commercial Property Insurance✦ Commercial General Liability Insurance✦ Business Auto Insurance✦ Workers' Compensation✦

Types of Business Auto Insurance
Coverage We Offer

Liability Coverage

Liability coverage pays for bodily injury and property damage your business is legally responsible for after an at-fault accident involving a company vehicle. It covers medical costs, legal defense, and settlements up to your policy limit.

Collision Coverage

Collision coverage pays to repair or replace your business vehicle after a collision with another vehicle or object, regardless of fault. It applies whether the vehicle is driven by an owner, employee, or authorized driver.

Comprehensive Coverage

Comprehensive coverage protects your business vehicle from non-collision losses, including theft, vandalism, fire, hail, flooding, and animal strikes. For Nebraska businesses, hail and storm protection is especially important.

Uninsured / Underinsured Motorist Coverage

Uninsured and underinsured motorist coverage protects your business and its drivers when an at-fault driver has no insurance or limits too low to cover the loss. It covers medical costs and vehicle damage your own policy would otherwise have to absorb.

Hired and Non-Owned Auto Coverage

Hired and non-owned auto coverage protects your business when employees rent vehicles or use their personal vehicles for company work. It is one of the most overlooked coverages for small businesses with mobile staff.

Medical Payments Coverage

Medical payments coverage pays for medical expenses for drivers and passengers in a company vehicle after an accident, regardless of fault. It applies up to a set limit and works alongside any health insurance the driver carries.

Why Choose Omaha Insurance Services for Business Auto Insurance

Serving Omaha Since 1994

We have operated as an independent insurance agency in Omaha since 1994, working with individuals, families, and businesses across the area.

Independent Insurance Agency

We are not contracted to any single carrier. We compare options across multiple companies and recommend based on your coverage needs, not on carrier relationships.

Personalized Service

Each client works directly with a licensed Omaha agent from the first conversation through policy selection.

Competitive Pricing

We compare rates across multiple carriers to find competitive pricing for your coverage level and budget.

Proven Track Record

Since 1994, Omaha families and businesses have trusted us to protect what matters most, and our clients stay with us because we deliver on that promise.

At Omaha Insurance Services, we blend innovation with compassion to protect what matters most. We are committed to our clients, our people, and our community, building trust through service, connection, and care.

Why Do You Need Business Auto Insurance in Omaha?

Cover vehicles owned, leased, or used by your business
Protect your business from liability after an at-fault accident
Repair or replace company vehicles damaged in a covered loss
Extend coverage to employees driving personal or rented vehicles for work

Backed By 30+
Top Rated Carriers

Access reliable coverage from 30+ trusted insurance carriers serving Omaha residents and businesses.

Customer Reviews

    
 
 
         
   Tim Davlin 
 
 
 
 Trustindex verifies that the original source of the review is Google. “I worked with an Agent by the name of Melody Derry and she was professional, polite, patient, knowledgeable, responsive and friendly in a professional manner. She was the only Insurance Agent that asked all the right questions she needed to get me thorough and timely quotes on my automobiles and home. I would recommend Melody to anyone who would ask me for a name of an Insurance Agent that I trust and would do a great job for them.”
  
 
        
   Aslynn Connolly 
 
 
 
 Trustindex verifies that the original source of the review is Google. If you are looking for a new insurance agent PLEASE talk to Jordan Wells. ever since I started the process, he has been nothing but understanding, helpful and accommodating for me. From the beginning, he discussed all of the options in my many questions with no hesitation. in stressful situations, he has been there to calmly help and give me real solutions. He is always available and always answers calls and texts very promptly. He has seriously been a breath of fresh air for me.
  
 
        
   Kayla Rau 
 
 
 
 Trustindex verifies that the original source of the review is Google. Called in based on the reviews, and it definitely lived up to the hype. Melody is the one to talk to! She mentioned she typically likes to give her account managers a few days for quoting, but she got back to me even faster than expected. She and her team are truly awesome!
  
 
        
   Patrick Savage 
 
 
 
 Trustindex verifies that the original source of the review is Google. Zach has managed my insurance for my business for years and I have never been let down. The absolute best in the business and I can’t recommend them enough!!!
  
 
        
   Sandy Johnson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mary is the best Agent I have ever had. She so good at her job and communication.  Very lucky to have her as my agent.
  
 
        
   Doug Finley 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mary Lamb (my agent) has been the most professional and diligent agent I have ever had. She is responsive at all times and has always been very easy to talk with and get a hold of too. If you ever want a trustworthy and competent agent, she will definitely fit that bill.
  
 
        
   Rose Moore (Anderson US) 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mary - As always exceptional, professional, and you KNOW your stuff!  You are awesome!
  
 
        
   Lori Sofio 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mary is the Absolute Best I have ever done Insurance Services with! She is always so professional and friendly! She is the very Reason I have, and continue to do Business with Omaha Insurance Services!!
  
 
        
   John Winkler 
 
 
 
 Trustindex verifies that the original source of the review is Google. My family utilizes Omaha Insurance Services for all of our home, auto, boat and recreational vehicles insurance needs.  Customer service is unparalleled and they are uber responsive to any communication.  Mary is the absolute best!!!!!

Questions,
Answered.

Everything Omaha clients ask most — in plain English. If you don’t see yours, our agents are a phone call away.

How much business auto insurance do you need in Omaha?

Coverage needs depend on your fleet size, vehicle types, driver exposure, cargo, and operating radius. An OIS agent can review your business and recommend specific coverage limits.

Is business auto insurance required in Nebraska?

Yes. Nebraska requires liability coverage on any vehicle registered to a business, at the same minimum limits as personal auto policies. Most businesses carry significantly higher limits to protect company assets.

How much does business auto insurance cost in Omaha, NE?

Cost depends on the number of vehicles, vehicle types, driver records, business use, and coverage limits. An OIS agent can run a free quote comparison across multiple carriers based on your specific fleet.

Does my personal auto policy cover business use in Nebraska?

In most cases, no. Personal auto policies typically exclude regular business use, including deliveries, client transportation, and tools or equipment hauling. A business auto policy is required to cover these activities.

Can I bundle business auto with my other commercial policies?

Yes. Most carriers offer multi-policy discounts when you bundle business auto with general liability, commercial property, workers’ compensation, or other commercial coverages.

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Coverage for
Vehicles Used for Work

Protect company cars, trucks, vans, and other business vehicles with commercial auto insurance options from multiple carriers.

COMMERCIAL AUTO INSURANCE IN OMAHA, NE